Mortgage Broker Locations in London and the South East
Falcon Finance provides independent, whole-of-market mortgage advice across London and the South East. Whether you’re purchasing your first home, moving property, remortgaging, or investing through a buy-to-let, we match you with lenders suited precisely to your circumstances — not a single lender panel.
- Whole-of-market access to 100+ lenders
- Local knowledge across London & the South East
- Independent advice, never tied to one lender
- Support from application through to completion
broad range of UK lenders
Momentum Financial Services Ltd · FRN 1011740
a real adviser, start to finish
rates, fees & total borrowing
Tell Us About Your Mortgage Needs
Share a few details about your situation and we’ll get back to you with tailored advice, wherever in London or the South East you’re based.
Enquiry Form
Tell us about your situation and we'll get back to you with tailored advice.
Mortgage Broker Locations We Operate In
London
Whole-of-market mortgage advice for buyers, movers and landlords across Greater London.
Essex
Independent mortgage broker support for buyers, movers and remortgages across Essex.
Surrey
Independent mortgage advice for buyers, movers and remortgages throughout Surrey.
Hertfordshire
Mortgage broker services for buyers, movers and landlords across Hertfordshire.
Buckinghamshire
Whole-of-market mortgage support for buyers and movers across Buckinghamshire.
Why Choose Falcon Finance?
Mortgage advice should be structured, transparent and built around long-term suitability.
What Our Clients Say
Falcon Finance is proud to be highly rated by clients across the regions we serve.
![]()
Sazzad HossainTrustindex verifies that the original source of the review is Google.
Falcon Finance helped me secure a bridging loan and made the whole process simple and stress-free. They were quick, professional, and explained everything clearly. I felt confident throughout and would highly recommend them for bridging finance.![]()
Charmaine JelleyTrustindex verifies that the original source of the review is Google.
Our broker from Falcon Finance has been fantastic. He’s gone above and beyond to get our complex transaction done. We needed a buy to let mortgage and residential, he sought both very quickly and supported us throughout the process, chasing the bank/solicitors. Very impressed.![]()
Erblina DurakuTrustindex verifies that the original source of the review is Google.
Falcon Finance - Brilliant service from the very beginning. I highly recommend his service.![]()
Digby JacksonTrustindex verifies that the original source of the review is Google.
Os was fantastic throughout. It was our first experience with a BTL mortgage process combined with a residential mortgage in one transaction - he walked us though it all calmly and at speed to deliver in quick time . Really excellent. Would recommend![]()
Alison BallantyneTrustindex verifies that the original source of the review is Google.
We are very pleased with the excellent and professional service provided to us by Osman Emin. Thank you for advising us on the right financial options for us and executing the subsequent service provision so well.![]()
ConstanceTrustindex verifies that the original source of the review is Google.
Oz was excellent through and through, he kept me updated daily without me having to prompt or chase, the speed and ease of the remortgage process was FANTASTIC!! I got life insurance too!! Whenever, I need a new mortgage, I will be contacting Oz and can happily refer him to anyone who needs a mortgage and or life insurance![]()
Alison abelTrustindex verifies that the original source of the review is Google.
Osman, is an absolute credit to this company. Buyer signed application, valuation completed a few days later and within a day or two the mortgage offer was issued. Super fast service and kept updated throughout the process.![]()
M. BeckerTrustindex verifies that the original source of the review is Google.
Working with Os on my property purchase in London has been an exceptional experience from start to finish. As a German national investing in the UK, I expected the process to feel complicated, but Os made everything surprisingly straightforward. He explained each step clearly, handled all of the mortgage requirements efficiently, and ensured I always understood my options. Communication was consistent and professional, and he was quick to address any questions I had, no matter how detailed. Thanks to his guidance, I was able to secure a great mortgage product and complete the purchase smoothly. I’m very happy with the investment and would highly recommend Os to anyone, especially international buyers looking for trustworthy and reliable support in the UK market.![]()
James TaylorTrustindex verifies that the original source of the review is Google.
I was purchasing an investment buy-to-let property and needed clear guidance not only on the mortgage itself but also on the right protection to put in place. The support I received was genuinely excellent from start to finish. Everything was explained in detail, my options were broken down in a way that made sense, and I never felt rushed or pressured. My circumstances were a bit complex, but the advice was thorough and tailored to what I actually needed, both for the mortgage and for the protection cover. The whole process was handled efficiently, communication was constant, and I always knew what stage we were at. I ended up with a competitive mortgage that suited my investment goals and the right protection to safeguard the property and my family. I couldn’t be happier with the service and would recommend them to anyone looking for proper mortgage advice and protection.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Read More From Our Guides
Plain explanations of the decisions behind a purchase or a remortgage in this area.
Buying a Home in 2026
Every stage from agreement in principle to the day you get the keys.
Stamp Duty Explained
Current rates, first-time buyer relief and the surcharges that catch people out.
How Much Deposit Do You Need?
What each deposit size actually reaches, and what staying small costs you.
Ready to Discuss Your Mortgage Options?
Clear, structured mortgage advice, built around your circumstances — for clients across London and the South East.
Read our mortgage guide, view our frequently asked questions, or explore mortgages by profession.
Frequently Asked Questions About Our Coverage
Do I need a mortgage broker in my local area?
Almost never. Lender criteria and mortgage rates are set nationally, so a broker two streets away has access to exactly the same products as one fifty miles off. What actually matters is whether your broker regularly handles cases like yours. Local knowledge helps in anticipating valuation issues on particular property types, which is why we know our own patch well, but it is not a reason to limit your choice.
Which areas does Falcon Finance cover?
We are based in Eltham and work most often across South East London and Kent, including Bromley, Lewisham, Catford, Chislehurst, Sidcup and Blackfen. We are not limited to those areas and advise clients across London, Essex, Surrey, Sussex, Hertfordshire, Buckinghamshire and the rest of the UK. Most cases are handled by phone and video, so where you live is rarely a barrier.
Can everything be done remotely?
Yes, and most of it is. Initial conversations happen by phone or video, documents are shared securely online, and applications are submitted electronically. If you would rather meet in person we can arrange that at our Eltham office, and Saturday appointments are available by arrangement, but nothing about the process requires you to be in the room.
Do mortgage rates differ depending on where I live?
No. The rate depends on your loan-to-value, your income and credit profile, the property type and the product you choose, not your postcode. What does vary by area is property value, which changes the size of the loan and therefore which loan-to-value band you fall into, and that is what makes the practical difference to pricing.
Does the property's location affect which lenders will lend?
Occasionally. Flood risk, coastal erosion, former mining areas, properties above commercial premises and certain new-build developments all attract closer attention, and a few lenders apply postcode-level restrictions on particular property types. These are the exception rather than the rule, but they are worth identifying before an application rather than after a valuation.
Can you help if I am buying outside the South East?
Yes. We regularly arrange mortgages on properties elsewhere in the UK, including for clients relocating or buying investment property away from where they live. The lender panel is the same, and the process is unchanged. Where a property type or area is unusual, we will tell you plainly what that means for the lenders available.
How do I get started?
Call us on 020 8242 1657 or send an enquiry through the form and an adviser will call you back, usually the same working day. The first conversation is a discussion rather than an application, nothing is submitted anywhere, and no credit search is carried out without your permission, so there is no risk to your credit file in simply finding out where you stand.
Have a different question? Get in touch or read our full mortgage FAQs.