Mortgage Advice Across London & The South East

Mortgage Broker Locations in London and the South East

Falcon Finance provides independent, whole-of-market mortgage advice across London and the South East. Whether you’re purchasing your first home, moving property, remortgaging, or investing through a buy-to-let, we match you with lenders suited precisely to your circumstances — not a single lender panel.

Whole-of-market
broad range of UK lenders
FCA regulated
Momentum Financial Services Ltd · FRN 1011740
Personal service
a real adviser, start to finish
Clear on costs
rates, fees & total borrowing

Tell Us About Your Mortgage Needs

Share a few details about your situation and we’ll get back to you with tailored advice, wherever in London or the South East you’re based.

☎ 020 8242 1657

✉ hello@falconfinance.uk

Mon–Fri 9am–5pm · Saturday by appointment

Enquiry Form

Tell us about your situation and we'll get back to you with tailored advice.

ImportantYour home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Broker Locations We Operate In

London

Whole-of-market mortgage advice for buyers, movers and landlords across Greater London.

Essex

Independent mortgage broker support for buyers, movers and remortgages across Essex.

Kent

Whole-of-market mortgage advice for homebuyers and landlords across Kent.

Surrey

Independent mortgage advice for buyers, movers and remortgages throughout Surrey.

Hertfordshire

Mortgage broker services for buyers, movers and landlords across Hertfordshire.

Buckinghamshire

Whole-of-market mortgage support for buyers and movers across Buckinghamshire.

Sussex

Independent mortgage advice for homebuyers and remortgages across Sussex.

Why Choose Falcon Finance?

Mortgage advice should be structured, transparent and built around long-term suitability.

Whole-of-market lender access
Criteria-driven lender matching
Clear explanation of affordability and costs
Careful application preparation
Ongoing support through to completion

What Our Clients Say

Falcon Finance is proud to be highly rated by clients across the regions we serve.

Sazzad Hossain profile picture
Sazzad Hossain
Trustindex verifies that the original source of the review is Google.
Falcon Finance helped me secure a bridging loan and made the whole process simple and stress-free. They were quick, professional, and explained everything clearly. I felt confident throughout and would highly recommend them for bridging finance.
Charmaine Jelley profile picture
Charmaine Jelley
Trustindex verifies that the original source of the review is Google.
Our broker from Falcon Finance has been fantastic. He’s gone above and beyond to get our complex transaction done. We needed a buy to let mortgage and residential, he sought both very quickly and supported us throughout the process, chasing the bank/solicitors. Very impressed.
Erblina Duraku profile picture
Erblina Duraku
Trustindex verifies that the original source of the review is Google.
Falcon Finance - Brilliant service from the very beginning. I highly recommend his service.
Digby Jackson profile picture
Digby Jackson
Trustindex verifies that the original source of the review is Google.
Os was fantastic throughout. It was our first experience with a BTL mortgage process combined with a residential mortgage in one transaction - he walked us though it all calmly and at speed to deliver in quick time . Really excellent. Would recommend
Alison Ballantyne profile picture
Alison Ballantyne
Trustindex verifies that the original source of the review is Google.
We are very pleased with the excellent and professional service provided to us by Osman Emin. Thank you for advising us on the right financial options for us and executing the subsequent service provision so well.
Constance profile picture
Constance
Trustindex verifies that the original source of the review is Google.
Oz was excellent through and through, he kept me updated daily without me having to prompt or chase, the speed and ease of the remortgage process was FANTASTIC!! I got life insurance too!! Whenever, I need a new mortgage, I will be contacting Oz and can happily refer him to anyone who needs a mortgage and or life insurance
Alison abel profile picture
Alison abel
Trustindex verifies that the original source of the review is Google.
Osman, is an absolute credit to this company. Buyer signed application, valuation completed a few days later and within a day or two the mortgage offer was issued. Super fast service and kept updated throughout the process.
M. Becker profile picture
M. Becker
Trustindex verifies that the original source of the review is Google.
Working with Os on my property purchase in London has been an exceptional experience from start to finish. As a German national investing in the UK, I expected the process to feel complicated, but Os made everything surprisingly straightforward. He explained each step clearly, handled all of the mortgage requirements efficiently, and ensured I always understood my options. Communication was consistent and professional, and he was quick to address any questions I had, no matter how detailed. Thanks to his guidance, I was able to secure a great mortgage product and complete the purchase smoothly. I’m very happy with the investment and would highly recommend Os to anyone, especially international buyers looking for trustworthy and reliable support in the UK market.
James Taylor profile picture
James Taylor
Trustindex verifies that the original source of the review is Google.
I was purchasing an investment buy-to-let property and needed clear guidance not only on the mortgage itself but also on the right protection to put in place. The support I received was genuinely excellent from start to finish. Everything was explained in detail, my options were broken down in a way that made sense, and I never felt rushed or pressured. My circumstances were a bit complex, but the advice was thorough and tailored to what I actually needed, both for the mortgage and for the protection cover. The whole process was handled efficiently, communication was constant, and I always knew what stage we were at. I ended up with a competitive mortgage that suited my investment goals and the right protection to safeguard the property and my family. I couldn’t be happier with the service and would recommend them to anyone looking for proper mortgage advice and protection.
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Read More From Our Guides

Plain explanations of the decisions behind a purchase or a remortgage in this area.

Buying a Home in 2026

Every stage from agreement in principle to the day you get the keys.

Stamp Duty Explained

Current rates, first-time buyer relief and the surcharges that catch people out.

Remortgaging in 2026

What is happening to rates, and how to time the switch properly.

How Much Deposit Do You Need?

What each deposit size actually reaches, and what staying small costs you.

Ready to Discuss Your Mortgage Options?

Clear, structured mortgage advice, built around your circumstances — for clients across London and the South East.

Frequently Asked Questions About Our Coverage

Do I need a mortgage broker in my local area?

Almost never. Lender criteria and mortgage rates are set nationally, so a broker two streets away has access to exactly the same products as one fifty miles off. What actually matters is whether your broker regularly handles cases like yours. Local knowledge helps in anticipating valuation issues on particular property types, which is why we know our own patch well, but it is not a reason to limit your choice.

We are based in Eltham and work most often across South East London and Kent, including Bromley, Lewisham, Catford, Chislehurst, Sidcup and Blackfen. We are not limited to those areas and advise clients across London, Essex, Surrey, Sussex, Hertfordshire, Buckinghamshire and the rest of the UK. Most cases are handled by phone and video, so where you live is rarely a barrier.

Yes, and most of it is. Initial conversations happen by phone or video, documents are shared securely online, and applications are submitted electronically. If you would rather meet in person we can arrange that at our Eltham office, and Saturday appointments are available by arrangement, but nothing about the process requires you to be in the room.

No. The rate depends on your loan-to-value, your income and credit profile, the property type and the product you choose, not your postcode. What does vary by area is property value, which changes the size of the loan and therefore which loan-to-value band you fall into, and that is what makes the practical difference to pricing.

Occasionally. Flood risk, coastal erosion, former mining areas, properties above commercial premises and certain new-build developments all attract closer attention, and a few lenders apply postcode-level restrictions on particular property types. These are the exception rather than the rule, but they are worth identifying before an application rather than after a valuation.

Yes. We regularly arrange mortgages on properties elsewhere in the UK, including for clients relocating or buying investment property away from where they live. The lender panel is the same, and the process is unchanged. Where a property type or area is unusual, we will tell you plainly what that means for the lenders available.

Call us on 020 8242 1657 or send an enquiry through the form and an adviser will call you back, usually the same working day. The first conversation is a discussion rather than an application, nothing is submitted anywhere, and no credit search is carried out without your permission, so there is no risk to your credit file in simply finding out where you stand.

Have a different question? Get in touch or read our full mortgage FAQs.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.